Terms of Service
Please read these terms carefully before using our educational platform.
Last Updated: December 8, 2025
By accessing and using Mortgage Advisor AI ("Platform," "Website," "Service," "we," "us," or "our"), you agree to be bound by these Terms of Service and all applicable laws and regulations.
If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.
This is a critical disclaimer that applies to all content and tools on our platform:
Mortgage Advisor AI is an educational platform only. All information, calculators, guides, and tools provided on this website are for educational and informational purposes only.
This is NOT financial advice. Nothing on this platform should be construed as personalized financial, investment, legal, or tax advice. We do not provide recommendations on whether to buy, refinance, or make any specific financial decisions.
Consult qualified professionals. Before making any financial decisions, you should consult with qualified financial advisors, mortgage professionals, legal counsel, and tax professionals who can provide personalized guidance based on your specific circumstances.
Permission is granted to temporarily access the materials on Mortgage Advisor AI for personal, non-commercial educational use only. This is the grant of a license, not a transfer of title, and under this license you may not:
- •Modify or copy the materials
- •Use the materials for any commercial purpose or for any public display
- •Attempt to reverse engineer any software contained on the website
- •Remove any copyright or other proprietary notations from the materials
- •Transfer the materials to another person or "mirror" the materials on any other server
This license shall automatically terminate if you violate any of these restrictions and may be terminated by Mortgage Advisor AI at any time.
While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about:
- •The completeness, accuracy, reliability, or suitability of the information and materials on the website
- •The results obtained from calculator tools or interactive features
- •The applicability of information to your specific situation
Mortgage rates, terms, regulations, and practices vary:
- •By lender and financial institution
- •By geographic location and jurisdiction
- •Based on individual creditworthiness and circumstances
- •Over time as market conditions change
Always verify information with qualified professionals and current, authoritative sources before making financial decisions.
Our calculators and interactive tools are provided for educational purposes to help you understand mortgage concepts and perform general calculations. However:
Results are estimates only. Actual loan terms, payments, and costs may differ based on numerous factors including but not limited to: credit score, loan-to-value ratio, property type, location, lender-specific policies, closing costs, insurance requirements, and market conditions.
Not a guarantee or commitment. Calculator results do not constitute a loan offer, pre-approval, or guarantee of loan terms from any lender.
Your data stays private. All calculations are performed in your browser. We do not collect, store, or transmit the financial data you enter into our calculators.
For accurate quotes and personalized analysis, contact licensed mortgage professionals who can evaluate your specific situation.
You may not use our platform for any unlawful purpose or to:
- •Violate any local, state, national, or international law
- •Infringe upon or violate our intellectual property rights or the rights of others
- •Harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
- •Submit false or misleading information
- •Upload or transmit viruses or any other type of malicious code
- •Collect or track personal information of others without consent
- •Spam, phish, pharm, pretext, spider, crawl, or scrape
- •Interfere with or circumvent security features of the website
Important Legal Notice:
In no event shall Mortgage Advisor AI or its operators be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website, even if we or an authorized representative has been notified orally or in writing of the possibility of such damage.
Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
You acknowledge that any reliance on information provided through this platform is at your own risk. You are solely responsible for any decisions made based on information obtained from our platform.
Our website may contain links to third-party websites or services that are not owned or controlled by Mortgage Advisor AI. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
You acknowledge and agree that Mortgage Advisor AI shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We reserve the right to:
- •Modify or discontinue, temporarily or permanently, the platform (or any part thereof) with or without notice
- •Revise these Terms of Service at any time without prior notice
- •Refuse service to anyone for any reason at any time
By continuing to access or use our platform after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the platform.
These Terms of Service and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of the United States.
Any disputes arising from these terms or your use of the platform shall be resolved in accordance with the dispute resolution procedures outlined in applicable law.
If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid or unenforceable provision shall be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.
If you have any questions about these Terms of Service, please contact us:
By using Mortgage Advisor AI, you acknowledge that:
- ✓You have read and understood these Terms of Service
- ✓You agree to be bound by these terms and our Privacy Policy
- ✓You understand this is an educational platform only and not a source of financial advice
- ✓You will consult qualified professionals before making financial decisions